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NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144
CLEVELAND, 44114

2008 Mortgage Research	Ashland	Ohio	US
Total Applications	90	17,062	140,759
Average Loan	$98.4k	$119.7k	$182.7k
Loan to Income Ratio	1.85	1.52	1.99
Subprime Loans	7.78%	6.29%	4.13%
Refinancing Loans	45.56%	44.55%	53.47%
Principal Dwellings	95.56%	91.55%	90.60%
Rejected Applications	23.33%	20.68%	12.48%

NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144CLEVELAND, 44114