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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Collin Texas US
Total Applications 1,930 38,421 628,613
Average Loan $145.6k $116.3k $160.1k
Loan to Income Ratio 1.17 1.21 1.58
Subprime Loans 19.48% 30.95% 30.13%
Refinancing Loans 18.08% 19.43% 39.27%
Principal Dwellings 93.11% 91.72% 92.20%
Rejected Applications 10.05% 12.52% 14.69%