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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Denton Texas US
Total Applications 1,586 38,421 628,613
Average Loan $134.0k $116.3k $160.1k
Loan to Income Ratio 1.26 1.21 1.58
Subprime Loans 25.35% 30.95% 30.13%
Refinancing Loans 19.67% 19.43% 39.27%
Principal Dwellings 95.21% 91.72% 92.20%
Rejected Applications 9.33% 12.52% 14.69%