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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Chesapeake Virginia US
Total Applications 885 19,713 628,613
Average Loan $182.5k $202.2k $160.1k
Loan to Income Ratio 2.09 1.90 1.58
Subprime Loans 10.06% 14.74% 30.13%
Refinancing Loans 38.19% 38.79% 39.27%
Principal Dwellings 93.11% 91.34% 92.20%
Rejected Applications 7.80% 7.97% 14.69%