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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Island Washington US
Total Applications 250 21,085 628,613
Average Loan $183.4k $164.7k $160.1k
Loan to Income Ratio 1.89 1.66 1.58
Subprime Loans 12% 23.99% 30.13%
Refinancing Loans 49.60% 46.65% 39.27%
Principal Dwellings 88.80% 91.01% 92.20%
Rejected Applications 18.40% 12.64% 14.69%