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NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144
CLEVELAND, 44114

2008 Mortgage Research	Lincoln	Washington	US
Total Applications	15	6,581	140,759
Average Loan	$145.8k	$219.9k	$182.7k
Loan to Income Ratio	1.62	2.70	1.99
Subprime Loans	—	1.79%	4.13%
Refinancing Loans	60%	68.50%	53.47%
Principal Dwellings	80%	92.95%	90.60%
Rejected Applications	6.67%	4.51%	12.48%

NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144CLEVELAND, 44114