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WESBANCO BANK, INC. 1 BANK PLAZA
WHEELING, 26003-3565

2008 Mortgage Research	Belmont	Ohio	US
Total Applications	319	1,763	3,875
Average Loan	$75.3k	$105.6k	$93.5k
Loan to Income Ratio	1.40	1.27	1.24
Subprime Loans	7.21%	7.09%	7.28%
Refinancing Loans	35.74%	37.32%	29.42%
Principal Dwellings	91.85%	86.67%	87.43%
Rejected Applications	—	—	—

WESBANCO BANK, INC. 1 BANK PLAZAWHEELING, 26003-3565