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NATIONAL UNION BANK OF KINDERH ONE HUDSON STREET
KINDERHOOK, 12106

2008 Mortgage Research	Columbia	New York	US
Total Applications	77	100	109
Average Loan	$214.8k	$227.5k	$214.6k
Loan to Income Ratio	1.43	1.46	1.45
Subprime Loans	11.69%	13%	12.84%
Refinancing Loans	9.09%	11%	10.09%
Principal Dwellings	83.12%	77%	76.15%
Rejected Applications	14.29%	16%	18.35%

NATIONAL UNION BANK OF KINDERH ONE HUDSON STREETKINDERHOOK, 12106