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FORDYCE BANK & TRUST COMPANY 200 WEST FOURTH
FORDYCE, 71742

2008 Mortgage Research	Calhoun	Arkansas	US
Total Applications	21	266	266
Average Loan	$33.4k	$50.7k	$50.7k
Loan to Income Ratio	0.45	0.65	0.65
Subprime Loans	95.24%	81.20%	81.20%
Refinancing Loans	80.95%	64.29%	64.29%
Principal Dwellings	76.19%	68.42%	68.42%
Rejected Applications	4.76%	10.15%	10.15%

FORDYCE BANK & TRUST COMPANY 200 WEST FOURTHFORDYCE, 71742