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THE BANK OF EDWARDSVILLE 330 WEST VANDALIA
EDWARDSVILLE, 62025

2008 Mortgage Research	Madison	Illinois	US
Total Applications	1,004	1,312	1,380
Average Loan	$121.3k	$132.1k	$139.8k
Loan to Income Ratio	1.20	1.21	1.21
Subprime Loans	12.75%	12.20%	12.10%
Refinancing Loans	49.40%	50.76%	50.58%
Principal Dwellings	80.78%	81.33%	79.78%
Rejected Applications	7.57%	7.32%	6.96%

THE BANK OF EDWARDSVILLE 330 WEST VANDALIAEDWARDSVILLE, 62025