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FIRST STAR BANK, SSB P.O. BOX 7
BREMOND, 76629

2008 Mortgage Research	Coleman	Texas	US
Total Applications	5	431	1,737
Average Loan	$81.2k	$114.4k	$172.5k
Loan to Income Ratio	1.57	1.59	2.22
Subprime Loans	—	6.96%	1.73%
Refinancing Loans	—	13.69%	23.43%
Principal Dwellings	100%	93.50%	97.99%
Rejected Applications	—	—	—

FIRST STAR BANK, SSB P.O. BOX 7BREMOND, 76629