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CITIBANK, N.A. 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research San Francisco California US
Total Applications 1,205 47,611 255,061
Average Loan $237.1k $147.9k $116.0k
Loan to Income Ratio 0.96 0.96 0.91
Subprime Loans 0.25% 0.70% 2.40%
Refinancing Loans 54.85% 60.33% 54.98%
Principal Dwellings 95.10% 97.03% 96.44%
Rejected Applications 16.35% 20.21% 24.99%