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CITIBANK, N.A. 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Queens New York US
Total Applications 5,064 36,380 255,061
Average Loan $132.2k $206.5k $116.0k
Loan to Income Ratio 1.30 1.26 0.91
Subprime Loans 1.05% 1.18% 2.40%
Refinancing Loans 46.29% 46.90% 54.98%
Principal Dwellings 98.16% 96.12% 96.44%
Rejected Applications 23.80% 17.85% 24.99%