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CITIBANK, N.A. 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Rockland New York US
Total Applications 650 36,380 255,061
Average Loan $161.1k $206.5k $116.0k
Loan to Income Ratio 1.20 1.26 0.91
Subprime Loans 0.46% 1.18% 2.40%
Refinancing Loans 53.54% 46.90% 54.98%
Principal Dwellings 96.92% 96.12% 96.44%
Rejected Applications 16.46% 17.85% 24.99%