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CITIBANK, N.A. 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, 10022

2006 Mortgage Research Suffolk New York US
Total Applications 5,817 36,380 255,061
Average Loan $185.6k $206.5k $116.0k
Loan to Income Ratio 1.16 1.26 0.91
Subprime Loans 0.88% 1.18% 2.40%
Refinancing Loans 56.46% 46.90% 54.98%
Principal Dwellings 94.67% 96.12% 96.44%
Rejected Applications 16.86% 17.85% 24.99%