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CORNING FEDERAL CREDIT UNION ONE CREDIT UNION PLAZA
CORNING, 14830-1050

2008 Mortgage Research	Chemung	New York	US
Total Applications	272	884	1,797
Average Loan	$85.8k	$87.8k	$110.0k
Loan to Income Ratio	1.08	1.10	1.43
Subprime Loans	4.04%	3.96%	2.34%
Refinancing Loans	53.31%	50.34%	40.46%
Principal Dwellings	87.13%	89.93%	93.43%
Rejected Applications	4.04%	6.22%	11.13%

CORNING FEDERAL CREDIT UNION ONE CREDIT UNION PLAZACORNING, 14830-1050