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1ST FINANCIAL BANK USA 331 DAKOTA DUNES BLVD
DAKOTA DUNES, 57049

2008 Mortgage Research	Dewey	South Dakota	US
Total Applications	2	18	19
Average Loan	$20.0k	$61.6k	$67.8k
Loan to Income Ratio	0.51	1.53	1.54
Subprime Loans	50%	27.78%	26.32%
Refinancing Loans	—	22.22%	21.05%
Principal Dwellings	100%	100%	100%
Rejected Applications	—	—	—

1ST FINANCIAL BANK USA 331 DAKOTA DUNES BLVDDAKOTA DUNES, 57049