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WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research Baldwin Alabama US
Total Applications 475 10,893 1,135,800
Average Loan $196.4k $154.5k $220.6k
Loan to Income Ratio 1.39 1.86 2.03
Subprime Loans 2.32% 5.23% 3.21%
Refinancing Loans 48.42% 46.51% 47.39%
Principal Dwellings 68.84% 92.38% 90.29%
Rejected Applications 26.95% 20.55% 21.04%
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