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WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research Bear Lake Idaho US
Total Applications 28 10,685 1,135,800
Average Loan $154.4k $179.2k $220.6k
Loan to Income Ratio 1.51 2.03 2.03
Subprime Loans 3.57% 2.65% 3.21%
Refinancing Loans 50% 55.67% 47.39%
Principal Dwellings 67.86% 88.59% 90.29%
Rejected Applications 25% 17.88% 21.04%
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