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WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Camas	Idaho	US
Total Applications	6	10,685	1,135,800
Average Loan	$157.2k	$179.2k	$220.6k
Loan to Income Ratio	2.25	2.03	2.03
Subprime Loans	—	2.65%	3.21%
Refinancing Loans	83.33%	55.67%	47.39%
Principal Dwellings	100%	88.59%	90.29%
Rejected Applications	—	17.88%	21.04%

WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328