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WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research Atlantic New Jersey US
Total Applications 1,508 36,098 1,135,800
Average Loan $227.6k $277.7k $220.6k
Loan to Income Ratio 2.00 2.09 2.03
Subprime Loans 1.59% 1.94% 3.21%
Refinancing Loans 53.58% 51.96% 47.39%
Principal Dwellings 81.43% 91.57% 90.29%
Rejected Applications 15.58% 16.10% 21.04%
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