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WELLS FARGO BANK, NA 2801 4TH AVE S, 1ST FLOOR, MAC X9902-01R
MINNEAPOLIS, 55408

2006 Mortgage Research Atlantic New Jersey US
Total Applications 1,442 34,482 1,257,530
Average Loan $242.2k $282.1k $211.7k
Loan to Income Ratio 1.57 1.99 1.88
Subprime Loans 10.61% 7.97% 8.81%
Refinancing Loans 42.23% 40.00% 35.63%
Principal Dwellings 77.05% 89.93% 87.69%
Rejected Applications 12.48% 11.76% 14.52%