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WELLS FARGO BANK, NA 2801 4TH AVE S, 1ST FLOOR, MAC X9902-01R
MINNEAPOLIS, 55408

2006 Mortgage Research Kings New York US
Total Applications 3,138 45,773 1,257,530
Average Loan $389.3k $291.1k $211.7k
Loan to Income Ratio 2.64 1.98 1.88
Subprime Loans 5.13% 7.70% 8.81%
Refinancing Loans 33.81% 30.57% 35.63%
Principal Dwellings 91.71% 89.62% 87.69%
Rejected Applications 15.62% 14.19% 14.52%