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WELLS FARGO BANK, NA 2801 4TH AVE S, 1ST FLOOR, MAC X9902-01R
MINNEAPOLIS, 55408

2006 Mortgage Research Richmond New York US
Total Applications 2,034 45,773 1,257,530
Average Loan $283.2k $291.1k $211.7k
Loan to Income Ratio 2.45 1.98 1.88
Subprime Loans 3.98% 7.70% 8.81%
Refinancing Loans 35.25% 30.57% 35.63%
Principal Dwellings 95.77% 89.62% 87.69%
Rejected Applications 11.90% 14.19% 14.52%