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WELLS FARGO BANK, NA 2801 4TH AVE S, 1ST FLOOR, MAC X9902-01R
MINNEAPOLIS, 55408

2006 Mortgage Research Champaign Ohio US
Total Applications 80 27,113 1,257,530
Average Loan $102.2k $124.9k $211.7k
Loan to Income Ratio 1.62 1.60 1.88
Subprime Loans 18.75% 14.82% 8.81%
Refinancing Loans 36.25% 30.49% 35.63%
Principal Dwellings 100% 87.50% 87.69%
Rejected Applications 17.50% 17.15% 14.52%