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WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Custer	Oklahoma	US
Total Applications	43	7,514	1,135,800
Average Loan	$107.3k	$131.5k	$220.6k
Loan to Income Ratio	1.59	1.62	2.03
Subprime Loans	11.63%	7.63%	3.21%
Refinancing Loans	39.53%	42.61%	47.39%
Principal Dwellings	97.67%	92.60%	90.29%
Rejected Applications	11.63%	18.25%	21.04%

WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328