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WELLS FARGO BANK, NA 2801 4TH AVE S, 1ST FLOOR, MAC X9902-01R
MINNEAPOLIS, 55408

2006 Mortgage Research Wharton Texas US
Total Applications 66 88,037 1,257,530
Average Loan $67.8k $121.9k $211.7k
Loan to Income Ratio 0.93 1.18 1.88
Subprime Loans 10.61% 9.32% 8.81%
Refinancing Loans 27.27% 26.05% 35.63%
Principal Dwellings 93.94% 88.21% 87.69%
Rejected Applications 30.30% 25.67% 14.52%