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FIRST DAKOTA NATIONAL BANK 225 CEDAR ST
YANKTON, 57078

2008 Mortgage Research	Davison	South Dakota	US
Total Applications	77	908	987
Average Loan	$108.7k	$145.3k	$166.6k
Loan to Income Ratio	2.04	1.73	1.66
Subprime Loans	2.60%	4.52%	4.36%
Refinancing Loans	35.06%	45.59%	47.42%
Principal Dwellings	92.21%	84.91%	83.59%
Rejected Applications	5.19%	5.07%	5.37%

FIRST DAKOTA NATIONAL BANK 225 CEDAR STYANKTON, 57078