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NATIONAL PENN BANK PO BOX 547
BOYERTOWN, 19512

2008 Mortgage Research Centre Pennsylvania US
Total Applications 276 4,350 4,959
Average Loan $192.9k $104.2k $97.0k
Loan to Income Ratio 1.24 1.14 1.15
Subprime Loans 1.45% 7.54% 6.78%
Refinancing Loans 32.25% 41.63% 37.57%
Principal Dwellings 69.20% 90.83% 91.35%
Rejected Applications 2.17% 15.06% 13.47%
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