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SOUTHWEST GEORGIA BANK P O BOX 3488
MOULTRIE, 31776-3488

2008 Mortgage Research	Baker	Georgia	US
Total Applications	19	343	355
Average Loan	$30.8k	$98.4k	$99.0k
Loan to Income Ratio	0.75	1.15	1.17
Subprime Loans	21.05%	22.45%	21.69%
Refinancing Loans	26.32%	40.82%	40%
Principal Dwellings	100%	86.30%	86.76%
Rejected Applications	26.32%	19.24%	20.28%

SOUTHWEST GEORGIA BANK P O BOX 3488MOULTRIE, 31776-3488