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US » New York » Otsego

WILBER NATIONAL BANK 245 MAIN STREET PO BOX 430
ONEONTA, 13820

2006 Mortgage Research Otsego New York US
Total Applications 235 463 464
Average Loan $62.9k $79.4k $79.2k
Loan to Income Ratio 0.88 0.91 0.91
Subprime Loans 10.64% 7.78% 7.76%
Refinancing Loans 19.15% 18.57% 18.53%
Principal Dwellings — 9.94% 9.91%
Rejected Applications 17.45% 25.05% 25%