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CITIZENS FIRST NATIONAL BANK 128 E DAKOTA ST/BOX C
SPRING VALLEY, 61362

2008 Mortgage Research Bureau Illinois US
Total Applications 275 1,066 1,090
Average Loan $89.4k $152.3k $153.0k
Loan to Income Ratio 1.14 1.74 1.73
Subprime Loans 15.27% 8.26% 8.07%
Refinancing Loans 59.64% 61.35% 61.01%
Principal Dwellings 83.64% 81.61% 81.01%
Rejected Applications 2.91% 3.47% 3.39%
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