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HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NW
ROCHESTER, 55901

2008 Mortgage Research	Fillmore	Minnesota	US
Total Applications	82	1,008	1,268
Average Loan	$108.3k	$140.0k	$141.0k
Loan to Income Ratio	1.74	1.59	1.59
Subprime Loans	8.54%	6.05%	6.23%
Refinancing Loans	67.07%	49.80%	48.03%
Principal Dwellings	91.46%	89.58%	88.56%
Rejected Applications	12.20%	11.31%	11.44%

HOME FEDERAL SAVINGS BANK 1016 CIVIC CENTER DR NWROCHESTER, 55901