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AMERICAN FEDERAL BANK 215 5TH ST N
FARGO, 58102

2008 Mortgage Research	Kittson	Minnesota	US
Total Applications	17	354	486
Average Loan	$53.1k	$122.4k	$129.8k
Loan to Income Ratio	0.72	1.21	1.19
Subprime Loans	35.29%	24.58%	21.40%
Refinancing Loans	35.29%	45.48%	47.33%
Principal Dwellings	100%	83.05%	81.07%
Rejected Applications	11.76%	6.50%	8.23%

AMERICAN FEDERAL BANK 215 5TH ST NFARGO, 58102