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FIRST NATIONAL BANK 316 E. BREMER AVE
WAVERLY, 50677-0837

2008 Mortgage Research	Butler	Iowa	US
Total Applications	15	235	236
Average Loan	$327.5k	$129.3k	$129.1k
Loan to Income Ratio	4.25	1.22	1.22
Subprime Loans	6.67%	6.81%	6.78%
Refinancing Loans	33.33%	37.87%	37.71%
Principal Dwellings	86.67%	75.74%	75.85%
Rejected Applications	6.67%	5.11%	5.08%

FIRST NATIONAL BANK 316 E. BREMER AVEWAVERLY, 50677-0837