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FIRST NATIONAL BANK 316 E BREMER AVE
WAVERLY, 50677

2006 Mortgage Research Butler Iowa US
Total Applications 34 195 196
Average Loan $123.6k $104.0k $107.5k
Loan to Income Ratio 0.67 0.89 0.92
Subprime Loans 11.76% 5.64% 5.61%
Refinancing Loans 41.18% 30.26% 30.10%
Principal Dwellings 91.18% 82.56% 82.65%
Rejected Applications 8.82% 3.08% 3.06%