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CORNERBANK, N.A. 900 MAIN ST - PO BOX 545
WINFIELD, 67156-0545

2008 Mortgage Research	Cowley	Kansas	US
Total Applications	97	176	195
Average Loan	$74.1k	$102.4k	$101.3k
Loan to Income Ratio	1.13	0.94	0.98
Subprime Loans	13.40%	9.66%	8.72%
Refinancing Loans	45.36%	46.59%	42.56%
Principal Dwellings	76.29%	68.18%	71.28%
Rejected Applications	21.65%	19.32%	23.59%

CORNERBANK, N.A. 900 MAIN ST - PO BOX 545WINFIELD, 67156-0545