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TIERONE BANK 1235 "N" STREET
LINCOLN, 68508

2008 Mortgage Research	Adams	Nebraska	US
Total Applications	163	4,656	5,623
Average Loan	$100.6k	$108.4k	$120.8k
Loan to Income Ratio	1.18	1.34	1.39
Subprime Loans	4.91%	4.92%	4.75%
Refinancing Loans	42.94%	43.49%	44.42%
Principal Dwellings	89.57%	92.40%	91.52%
Rejected Applications	17.18%	15.03%	14.28%

TIERONE BANK 1235 "N" STREETLINCOLN, 68508