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TIERONE BANK 1235 "N" STREET
LINCOLN, 68508

2008 Mortgage Research	Bennett	South Dakota	US
Total Applications	2	26	5,623
Average Loan	$256.0k	$141.3k	$120.8k
Loan to Income Ratio	2.27	1.68	1.39
Subprime Loans	—	11.54%	4.75%
Refinancing Loans	100%	73.08%	44.42%
Principal Dwellings	100%	96.15%	91.52%
Rejected Applications	—	7.69%	14.28%

TIERONE BANK 1235 "N" STREETLINCOLN, 68508