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PULASKI BANK AND TRUST COMPANY 5800 R STREET
LITTLE ROCK, 72207

2008 Mortgage Research	Clay	Arkansas	US
Total Applications	30	918	948
Average Loan	$32.9k	$69.1k	$75.0k
Loan to Income Ratio	0.53	0.69	0.69
Subprime Loans	10%	17.76%	17.41%
Refinancing Loans	43.33%	63.40%	63.50%
Principal Dwellings	80%	79.85%	80.17%
Rejected Applications	36.67%	27.78%	27.32%

PULASKI BANK AND TRUST COMPANY 5800 R STREETLITTLE ROCK, 72207