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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Moffat	Colorado	US
Total Applications	78	2,507	23,279
Average Loan	$169.3k	$210.3k	$164.4k
Loan to Income Ratio	2.28	1.78	1.54
Subprime Loans	1.28%	3.27%	5.21%
Refinancing Loans	70.51%	50.10%	40.48%
Principal Dwellings	94.87%	86.04%	88.56%
Rejected Applications	15.38%	24.37%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418