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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Phillips	Colorado	US
Total Applications	8	2,507	23,279
Average Loan	$93.4k	$210.3k	$164.4k
Loan to Income Ratio	1.82	1.78	1.54
Subprime Loans	12.50%	3.27%	5.21%
Refinancing Loans	25%	50.10%	40.48%
Principal Dwellings	100%	86.04%	88.56%
Rejected Applications	12.50%	24.37%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418