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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Davis	Iowa	US
Total Applications	17	1,793	23,279
Average Loan	$59.2k	$81.4k	$164.4k
Loan to Income Ratio	1.11	1.01	1.54
Subprime Loans	5.88%	7.19%	5.21%
Refinancing Loans	47.06%	52.31%	40.48%
Principal Dwellings	100%	93.59%	88.56%
Rejected Applications	47.06%	30.45%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418