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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Decatur	Iowa	US
Total Applications	52	1,793	23,279
Average Loan	$62.4k	$81.4k	$164.4k
Loan to Income Ratio	0.91	1.01	1.54
Subprime Loans	23.08%	7.19%	5.21%
Refinancing Loans	59.62%	52.31%	40.48%
Principal Dwellings	86.54%	93.59%	88.56%
Rejected Applications	17.31%	30.45%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418