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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Cowley	Kansas	US
Total Applications	57	2,235	23,279
Average Loan	$65.4k	$83.3k	$164.4k
Loan to Income Ratio	0.88	1.10	1.54
Subprime Loans	5.26%	7.07%	5.21%
Refinancing Loans	29.82%	30.20%	40.48%
Principal Dwellings	96.49%	93.56%	88.56%
Rejected Applications	21.05%	23.18%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418