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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Lincoln	Minnesota	US
Total Applications	28	764	23,279
Average Loan	$36.6k	$142.0k	$164.4k
Loan to Income Ratio	0.67	1.31	1.54
Subprime Loans	14.29%	5.24%	5.21%
Refinancing Loans	46.43%	49.35%	40.48%
Principal Dwellings	92.86%	88.48%	88.56%
Rejected Applications	28.57%	16.49%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418