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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Dawes	Nebraska	US
Total Applications	22	2,174	23,279
Average Loan	$56.3k	$90.6k	$164.4k
Loan to Income Ratio	0.79	1.15	1.54
Subprime Loans	4.55%	6.58%	5.21%
Refinancing Loans	31.82%	50.32%	40.48%
Principal Dwellings	77.27%	94.07%	88.56%
Rejected Applications	36.36%	24.70%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418