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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Billings	North Dakota	US
Total Applications	1	216	23,279
Average Loan	$33.0k	$124.0k	$164.4k
Loan to Income Ratio	0.21	1.22	1.54
Subprime Loans	100%	9.26%	5.21%
Refinancing Loans	100%	39.35%	40.48%
Principal Dwellings	—	89.35%	88.56%
Rejected Applications	—	20.37%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418