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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Garfield	Oklahoma	US
Total Applications	270	1,010	23,279
Average Loan	$75.8k	$75.1k	$164.4k
Loan to Income Ratio	1.08	0.98	1.54
Subprime Loans	15.56%	12.08%	5.21%
Refinancing Loans	19.63%	36.63%	40.48%
Principal Dwellings	94.44%	89.51%	88.56%
Rejected Applications	18.15%	30.69%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418