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BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, 91755-7418

2008 Mortgage Research	Beadle	South Dakota	US
Total Applications	24	132	23,279
Average Loan	$154.8k	$106.8k	$164.4k
Loan to Income Ratio	1.04	1.20	1.54
Subprime Loans	12.50%	4.55%	5.21%
Refinancing Loans	50%	39.39%	40.48%
Principal Dwellings	83.33%	86.36%	88.56%
Rejected Applications	8.33%	18.18%	35.04%

BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-NMONTEREY PARK, 91755-7418