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CANANDAIGUA NATIONAL BANK 72 S. MAIN STREET
CANANDAIGUA, 14424

2008 Mortgage Research	Yates	New York	US
Total Applications	26	867	884
Average Loan	$163.7k	$118.5k	$121.1k
Loan to Income Ratio	1.00	1.11	1.12
Subprime Loans	—	3.34%	3.28%
Refinancing Loans	30.77%	45.44%	44.91%
Principal Dwellings	46.15%	73.24%	72.51%
Rejected Applications	3.85%	7.27%	7.13%

CANANDAIGUA NATIONAL BANK 72 S. MAIN STREETCANANDAIGUA, 14424