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BANKWEST, INC. PO BOX 998
PIERRE, 57501-0998

2008 Mortgage Research	Mellette	South Dakota	US
Total Applications	2	425	999
Average Loan	$110.5k	$132.5k	$92.0k
Loan to Income Ratio	0.43	1.02	0.99
Subprime Loans	50%	34.59%	24.72%
Refinancing Loans	50%	17.88%	8.81%
Principal Dwellings	100%	80.47%	86.89%
Rejected Applications	—	—	—

BANKWEST, INC. PO BOX 998PIERRE, 57501-0998